Terms and Conditions for Subscription Service

These Terms and Conditions govern your use of our subscription-based planning service. By subscribing, you agree to the following terms, which comply with Australian law.

September 17, 2025

Acceptance of Terms

By using this website or subscribing to services from tivoriivaro.com, you acknowledge and accept these Terms and Conditions. If you do not agree, please do not use the service.

Definitions

The following terms are used throughout these Terms and Conditions:

"Service" refers to the subscription financial planning support offered through tivoriivaro.com.

"User" means any individual who accesses or uses the website or subscribes to the service.

"Content" includes all information, materials, communications, and features provided by us.

"Subscription" refers to your monthly plan agreement with us.

Use of the Service

The Service is provided for informational purposes and is not a substitute for independent professional advice. We reserve the right to update or change features at any time.

Eligibility

You must be at least 18 years old and legally capable of entering into agreements to use or subscribe to our service.

This service is intended for adults only.

Your Responsibilities

As a subscriber, you agree to:

Provide accurate and complete information when signing up.
Use the Service for lawful purposes and in accordance with these Terms.
Maintain the confidentiality of your account credentials.
Notify us promptly of any unauthorised access or concerns about your account.

Prohibited Uses

You may not use the Service for activities that are unlawful or violate these Terms.

Attempt to gain unauthorised access to the website, data, or accounts of others.
Transmit harmful, fraudulent, or misleading content through our platform.
Interfere with or disrupt the operation of the website or Service.
Violate intellectual property rights or applicable laws.
Use the Service for commercial solicitation or advertising without permission.

Intellectual Property Rights

All content on tivoriivaro.com is owned or licensed by us. You may not use, copy, or distribute materials without permission. Trademarks, logos, and service marks remain the property of their respective owners.

User Content

You may submit information or communications as part of your subscription. You are responsible for ensuring your content complies with these Terms.

Rights in User Content

By submitting content, you grant us a licence to use it to provide the Service. We will not share your content except as described in our Privacy Policy.

Privacy and Data Protection

We handle your personal information in line with our Privacy Policy and Australian privacy law. Please review our Privacy Policy for details.

View privacy policy

Important Disclaimers for Subscribers

Please read our Disclaimer for details on limitations of liability and the nature of our service.

General Disclaimer

The Service is provided as is, without warranties. Results may vary depending on your individual circumstances.

Limitation of Liability

We are not liable for any losses or damages resulting from your use of the Service, except as required by law.

Indemnification

You agree to indemnify us for any claims arising from your use of the Service or violation of these Terms.

Dispute Resolution and Governing Law

All disputes shall be resolved under Australian law. Parties are encouraged to seek amicable resolution before formal proceedings.

Arbitration

Some disputes may be resolved through arbitration as permitted by law. Details are available upon request.

Arbitration does not exclude your legal rights under Australian law.

Online Dispute Resolution

You may access alternative dispute resolution through approved Australian channels if needed.

Read our disclaimer

Severability

If any term is held invalid, the remainder will remain in effect.

Entire Agreement

These Terms constitute the full agreement between you and us regarding the Service.

Applicable Law and Jurisdiction

These Terms are governed by the laws of Australia.

Termination

We may terminate your subscription if you violate these Terms. You may cancel with one month’s notice.

Modifications

We may update these Terms and Conditions at any time. Continued use constitutes acceptance of changes.

Contact for Terms Questions

If you have questions about these Terms, please contact us.

Support email: content@tivoriivaro.com

Support phone: +61.7.5281.9617

Office address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Effective date: September 17, 2025

Version: 3.0